Cost is one of the biggest reasons people delay getting hearing aids. Prices vary widely, and coverage rules can be confusing. This guide explains what you are paying for and where to look for help.

What do hearing aids cost?

Over-the-counter hearing aids often cost from a few hundred dollars to about $1,500 or more per pair. Prescription hearing aids commonly run from about $2,000 to $7,000 per pair. The price usually depends on:

• Technology level: premium devices handle background noise and changing environments better.
• Style: custom and rechargeable models can cost more.
• Features: Bluetooth streaming, tinnitus programs, and rechargeable batteries.
• Services included: many prescription prices include fittings, follow-up visits, cleanings, and a warranty.

Not sure which kind fits you? See our guide to prescription vs. over-the-counter hearing aids.

Does health insurance cover hearing aids?

Coverage varies by plan. Some private plans include a hearing aid benefit, often a set dollar amount every few years. Others cover the hearing test but not the devices. Before your appointment, call your insurer and ask:

• Do I have a hearing aid benefit? How much, and how often?
• Is a hearing evaluation covered?
• Do I need a referral or a specific provider network?
• Are follow-up visits and repairs included?

Does Medicare cover hearing aids?

Original Medicare (Part A and Part B) does not cover hearing aids or exams for fitting them. Part B may cover a diagnostic hearing and balance exam in some situations. Many Medicare Advantage (Part C) plans do include hearing benefits, such as an allowance toward hearing aids. Check your plan’s Evidence of Coverage or call the number on your card.

VA hearing aids for veterans

Eligible veterans can receive hearing evaluations and hearing aids through the VA. Hearing loss and tinnitus are among the most common service-connected conditions. Veterans may also be able to receive care from community providers through a VA referral. Ask your VA care team about your eligibility, and call us to check whether we can see you through your referral.

Other ways to make hearing aids affordable

• Flexible spending (FSA) or health savings (HSA) accounts
• Financing or payment plans
• State vocational rehabilitation programs for working adults
• Nonprofit and service club programs, such as local Lions Clubs

Think about value, not just price

A lower price is not always a better deal if the devices are not fitted correctly or you stop wearing them. Ask what is included: fittings, follow-ups, cleanings, loss and damage coverage, and warranty length. Learn more about the different hearing aid styles and how they affect price.

This article is general information, not medical advice. Your audiologist can tell you what fits your hearing and health.

Have questions about your hearing? Call Smokey Mountain Audiology at (865) 428-6222 to book a visit with Dr. Julie Corrado at our office at 1027 Ernest McMahan Rd in Sevierville. We see patients Monday through Thursday, 8:00 am to 4:30 pm.